Finance Tools
Browse all available finance tools.
Available tools
- Accrued Interest Dirty Clean Roundtrip Tool Calculate accrued interest dirty clean roundtrip from explicit caller-supplied inputs.
- Advertising Revenue Target Calculator Estimate impressions, users, and equally trafficked tools needed to reach an advertising-revenue target from an RPM assumption.
- American Option Binomial Calculator Estimate an American call or put with a Cox-Ross-Rubinstein binomial tree and report the premium over the same tree without early exercise; convergence depends on the chosen step count.
- Annual Fee Part Year Reimbursement Tool Prorate an annual fee over a supplied year basis and unused day count.
- Annualized Return Calculator Calculate the compound annualized return between starting and ending values.
- Barrier Option Binomial Calculator Estimate a discretely monitored up-and-out or down-and-out European option with a Cox-Ross-Rubinstein tree; barriers are checked only at tree dates, so results depend on the step count.
- Bermudan Option Binomial Calculator Estimate a Bermudan call or put with a Cox-Ross-Rubinstein tree, allowing early exercise only at selected tree steps plus expiration; results depend on the exercise schedule and discretization.
- Bill Latefee Grace Boundary Tool Check an explicit late-fee boundary with caller-selected inclusive versus exclusive grace semantics.
- Bill Split Calculator Exactequalbillsplitconservingminorunitsstablefirstpayerresidual,not virtualfractionalcents or inferredliability. Explicitboundedofflineconvention,not authoritative external identity,eligibility,clinical or safe-use determination.
- Black–Scholes Option Calculator Estimate a European call or put price with the dividend-free Black–Scholes model.
- Bond Accrual Fraction Signed Carry Tool Apply an explicitly supplied accrual day count and basis, allowing signed ex-coupon carry.
- Bond Coupon Split Rounding Reserve Tool Floor each supplied coupon allocation in minor units and preserve the unallocated reserve.
- Bond Odd Coupon Stub Scaling Tool Calculate bond odd coupon stub scaling from explicit caller-supplied inputs.
- Bond Premium Price Point Contribution Convert an explicit quoted bond premium or discount per hundred into a face-amount contribution without valuing cash flows.
- Bond Redemption Premium Per PAR Tool Express a supplied bond redemption premium or discount as both cash and percent of par.
- Break-Even Price Calculator Calculate the per-unit price at which total revenue covers fixed and variable costs.
- Break-Even Units Calculator Calculate unit sales required to cover fixed costs.
- Capital Call Unfunded Commitment Balance Tool Calculate capital call unfunded commitment balance from explicit caller-supplied inputs.
- Card Statement Minimum Fixed Floor Gap Tool Calculate card statement minimum fixed floor gap from explicit caller-supplied inputs.
- Cash Discount Effective Period Return Tool Compute the supplied early-payment discount’s forgone period return and constant compound daily equivalent.
- Cash Drawer Denomination Shortfall Tool Calculate cash drawer denomination shortfall from explicit caller-supplied inputs.
- Cash-or-Nothing Digital Option Pricing Calculator Price a European cash-or-nothing digital call or put under Black–Scholes–Merton with continuous dividend yield. This covers one exotic payoff, not every exotic option.
- Cashflow Discount Reference Shift Move an explicit discounted value forward by a supplied signed period shift under a constant effective rate.
- Cashflow Duration Weight Term Tool One supplied signed discounted cash-flow contribution to value-weighted duration; no yield curve or portfolio valuation is inferred.
- Cashflow Value Contribution Tool Compare one signed supplied discounted cash flow to an explicit portfolio value.
- Commission Calculator Calculate commission and total compensation from sales and a percentage rate.
- Compound Annual Growth Rate Calculator Compute the compound annual growth rate between two positive values.
- Compound Growth Factor Calculator Calculate the compounding growth factor (1 + rate) raised to a number of periods.
- Compounded Fee Effective Spread Tool Apply repeated supplied proportional fees to a gross return without a fee schedule or investment recommendation.
- Contract Indexation Negativefloor Applier Tool Apply an explicit lower floor to an index change before adjusting the contract base.
- Contribution Margin Calculator Compute the contribution margin left after variable costs and its share of revenue.
- Convertible Bond Parity Gap Tool Calculate convertible bond parity gap from explicit caller-supplied inputs.
- Cost Plus Price Calculator Calculate a sale price by applying a markup percentage to a unit cost.
- Coupon Accrual Denominator Remaining Days Normalize an explicit accrued-day count to a supplied coupon-period denominator without selecting a bond day-count convention.
- Coupon Payment Date Excoupon Offset Tool Locate an explicit ex-coupon boundary relative to payment, with entry at the boundary.
- Coupon Period Exposure Share Tool Report an explicit coupon-period day-count share without selecting an accrual convention.
- Coupon Stripped Principal Discount Term Tool Calculate coupon stripped principal discount term from explicit caller-supplied inputs.
- Credit Note Unapplied Tax Balance Tool Reconcile explicit tax-credit amounts without tax-rate or eligibility rules.
- Current Ratio Calculator Calculate liquidity as current assets divided by current liabilities.
- Debt to Equity Calculator Calculate leverage as total debt divided by shareholders' equity.
- Debt Waiver Principal Interest Allocation Tool Allocate an explicit debt waiver by a supplied principal-first or interest-first policy.
- Debt-to-Income Ratio Calculator Calculate monthly debt payments as a percentage of gross monthly income.
- Deposit Interest Withheld Net Term Tool Split nonnegative deposit interest with a caller-supplied withholding fraction; no tax rule is inferred.
- Discount Amount Calculator Calculate the monetary discount taken off a price at a percentage rate.
- Discount Factor Elasticity Tool Rate elasticity r*D′/D for D=(1+r)^(-periods), retaining valid negative rates.
- Discount Price Calculator Calculate a discount amount and final price from an original price and percentage.
- Dividend Reinvestment Fractional Share Cash Tool Allocate dividend cash to whole or fractional shares using an explicit execution price, excluding fees.
- Dividend Withholding Single Payment Apply an explicitly supplied withholding fraction to one dividend without selecting tax rates or treaty treatment.
- Doubling Time Rule of 72 Calculator Estimate doubling time from an annual percentage return using the Rule of 72.
- Effective Annual Rate Calculator Convert a nominal annual rate with periodic compounding into its effective annual rate.
- Escrow Interest Beneficiary Split Tool Calculate escrow interest beneficiary split from explicit caller-supplied inputs.
- Escrow Release Retained Charge Balance Tool Split a permitted escrow release into beneficiary proceeds and a caller-supplied retained charge.
- European Option Black-Scholes Calculator Price a European call or put with the Black-Scholes-Merton model using continuous rates and dividend yield; the model assumes constant volatility and exercise only at expiration.
- Ex Dividend Price Cash Bridge Tool Apply the ideal cash-dividend price bridge before taxes, market moves, or financing effects.
- Expense Ratio Cost Calculator Estimate one year of fund expenses from invested assets and an expense ratio.
- Fee Gross Net Reversal Factor Tool Invert net=gross*(1−rate)−fixed fee using explicit signed inputs, retaining valid rebate rates.
- Fee Rebate Currency Rounding Gap Tool Measure a supplied currency-rounding result against exact converted net fees in minor units.
- Finance: Cash Discount Deadline Date Offset Tool Resolve a calendar-day cash-discount deadline excluding the invoice day, without business-day adjustment or legal payment advice.
- Finance: Cash Flow Payment Sign Convention Tool Assign a cash-flow sign to a transfer explicitly directed toward borrower or lender under the selected recipient perspective.
- Finance: Coupon Accrual From Explicit Day Counts Tool Accrue one coupon using already resolved convention-consistent elapsed/period day counts; no calendar, ex-coupon or settlement convention inference.
- Finance: Fee Cap Floor Single Transaction Tool Apply a supplied proportional fee and ordered absolute floor/cap to one nonnegative transaction; not tariff research or financial advice.
- Finance: Foreigncurrency Fee Deduction Order Tool Compute a single FX cash conversion with an explicitly denominated fixed fee, exposing before/after conversion ordering; no market quote or exchange recommendation.
- Finance: Loan Rounding Interest Carry Cent Tool Carry sub-cent rounding residual between explicit interest amounts with half-up rounding to cents for nonnegative totals; no amortization schedule or bank policy inference.
- Finance: Settlement Clean Dirty Price Difference Tool Crosswalk clean and dirty settlement prices using explicitly supplied accrued interest in the same price units; no market convention or interest computation.
- Finance: Trade Cash Flow With Fixed Fee Tool Compute a single buy/sell signed cash flow including a supplied nonnegative fixed fee; excludes taxes, settlement and price advice.
- Fund Distribution Recallable Share Tool Calculate fund distribution recallable share from explicit caller-supplied inputs.
- Future Value Calculator Project the future value of a lump sum under compound interest.
- Geometric Asian Option Calculator Price a continuously sampled, fixed-strike geometric-average Asian call or put in closed form; this is not an arithmetic-average Asian option model.
- Gross Margin Calculator Calculate gross profit and gross margin percentage from revenue and cost of goods sold.
- Gross Profit Amount Calculator Calculate gross profit as revenue minus the cost of goods sold.
- Gross Salary and Effective Hourly Pay Comparison Compare two supplied same-currency annual base salaries and bonuses against explicit weekly hours and paid weeks; report nominal gross cash and effective hourly differences without taxes, benefits, exchange rates or recommendations.
- Inflation Adjustment Calculator Project the inflated cost of an amount after a fixed annual inflation rate over a number of years using compound growth.
- Inflation Index Publication Lag Label Tool Compare explicitly supplied serial month indexes for an index reference and publication period.
- Installment Final Balloon Adjustment Tool Calculate installment final balloon adjustment from explicit caller-supplied inputs.
- Installment Overpayment Next Balance Term Tool Separate a next installment balance from excess cash after explicitly supplied accrued interest.
- Installment Rounded Principal Residual Tool Compare recorded rounded principal with payment minus interest without introducing a rounding policy.
- Interest Capitalization Rounding Reserve Tool Carry an unrounded-minus-booked interest residual into a supplied prior reserve.
- Interest Portion Calculator Calculate the interest portion of the next loan payment from the outstanding balance.
- Invoice Credit Tax Reversal Base Tool Split a signed tax-inclusive credit into its net amount and tax at an explicit uniform rate.
- Invoice Currency Conversion Date Gap Tool Compare supplied day indices without selecting or fetching an exchange rate.
- Invoice Discount Tax Order Gap Tool Compare tax on discounted base with tax on original base followed by a base-only discount; caller supplies all rates.
- Invoice Financing Reserve Release Term Tool Calculate invoice financing reserve release term from explicit caller-supplied inputs.
- Invoice Net Credit Remainder Reconcile explicit invoice, credit, and paid amounts in the same currency, preserving an overpayment.
- Invoice Retention Release Tax Basis Tool Apply the caller-selected tax-on-release treatment without inferring a tax jurisdiction or invoice rule.
- Lease Incentive Straight Line Month Term Tool Calculate lease incentive straight line month term from explicit caller-supplied inputs.
- Lease Index Reset Reference Gap Subtract an explicit reference lease index from its supplied reset index without applying lease terms.
- Loan Cashflow Value Date Offset Tool Move a signed cashflow by an explicit integer value-date offset under daily compound interest.
- Loan Payment Compute the fixed monthly payment, total interest, and total paid for an amortizing loan.
- Loan Payment Principal Interest Split Tool Split a supplied loan payment after a supplied interest charge. A negative principal component explicitly represents negative amortization.
- Loan Rate Floor Reset Slice Tool One simple-interest reset slice with a supplied floor applied to the all-in rate.
- Loan-to-Value Ratio Calculator Calculate a loan balance as a percentage of property value.
- Margin Interest Tier One Slice Tool Calculate margin interest tier one slice from explicit caller-supplied inputs.
- Markup and Margin Converter Convert between markup and gross margin percentages.
- Merchant Surcharge Cap Reference Base Tool Apply a supplied surcharge fraction and absolute monetary cap; no jurisdictional cap is selected.
- Monte Carlo European Option Pricing Calculator Estimate a European call or put price under geometric Brownian motion with antithetic normal pairs and report a Monte Carlo standard error. This is a model estimate, not a market quote.
- Net From Gross Calculator Split a gross amount into its net portion and the portion added by a percentage rate.
- Net Present Value Discount a series of cash flows to period zero and sum them into a net present value.
- Operating Margin Amount Calculator Calculate operating margin as operating income divided by revenue.
- Outstanding Balance Single Write Off Subtract an explicit write-off amount from outstanding balance, preserving an excess write-off discrepancy.
- Overnight Collateral Haircut Cash Gap Tool Calculate overnight collateral haircut cash gap from explicit caller-supplied inputs.
- Payback Period Calculator Years required for cumulative cash flows to recover an initial investment, interpolated fractionally within the recovery year.
- Periodic Interest Rate Calculator Convert a nominal annual interest rate into the per-period rate and the effective annual rate for a compounding frequency.
- Prepaid Balance Expiry One Tranche Tool Calculate prepaid balance expiry one tranche from explicit caller-supplied inputs.
- Prepayment Fee Exempt Amount Term Tool Apply a supplied fee fraction only to prepayment above an explicit exemption.
- Present Value Calculator Discount a future value back to today using a nominal annual rate with periodic compounding.
- Price per Unit Calculator Calculate the price for one unit from total price and quantity.
- Profit Margin Calculator Calculate profit and profit margin percentage from revenue and total cost.
- Quick Ratio Calculator Calculate the quick ratio as cash, marketable securities, and receivables divided by current liabilities.
- Quoted Price Per PAR Crosswalk Tool Convert a bond quote expressed as percent of par to a cash price for an explicit par amount, excluding accrued interest and fees.
- Real Rate of Return Calculator Apply the Fisher equation to convert a nominal return and inflation into a real rate of return in percent.
- Required Contribution Calculator Periodic contribution needed to reach a savings target from current savings, with ordinary-annuity contributions and periodic compounding.
- Return on Equity Calculator Calculate return on equity as net income divided by shareholders' equity.
- Return on Investment Calculator Calculate net return and return on investment percentage.
- Risk-Parity Portfolio Calculator Estimate long-only equal-risk-contribution weights from a covariance matrix.
- Sales Tax Add or extract a percentage tax between net and gross amounts in one direction-aware step.
- Sales Tax Total Calculator Calculate the sales tax amount and gross total for an amount and tax rate.
- Securities Lending Rebate Day Term Tool Calculate securities lending rebate day term from explicit caller-supplied inputs.
- Share Buyback Equity Per Share Bridge Tool Calculate share buyback equity per share bridge from explicit caller-supplied inputs.
- Simple Cash Breakeven Unit Margin Tool Compute continuous-unit cash break-even from fixed cash outlays and a positive unit cash contribution.
- Simple Interest Calculator Calculate simple interest and final balance without compounding.
- Straight-Line Depreciation Calculator Calculate the annual straight-line depreciation expense from cost, salvage value, and useful life.
- Time Versus Money Calculator Compare cash savings with the opportunity cost of extra time at a caller-supplied net hourly income. Travel, tax, and location-specific costs are not inferred; add them to the cash-saving input yourself.
- Tip Amount Calculator Exacthalf-awayonecurrencytipminorunitsindependentlyselectedtipbasis/rate,no legalminimumor socialobligation. Explicitboundedofflineconvention,not authoritative external identity,eligibility,clinical or safe-use determination.
- Transaction Fee Rebate Net Charge Tool Net an explicit fee and rebate, retaining negative net charges as credits.
- Vendor Payment Early Discount Difference Apply an explicit early-payment discount fraction without selecting vendor terms or evaluating financing cost.
- Warrant Exercise Cash Inflow Term Tool Calculate warrant exercise cash inflow term from explicit caller-supplied inputs.