Pilot Underwriting Score
Score pilot underwriting risk from experience, aircraft complexity, and incidents.
Description
A pilot underwriting score offsets aircraft complexity and incident points with capped experience credits.
A pilot underwriting score offsets aircraft complexity and incident points with capped experience credits. A supplied ceiling determines the comparison.1
Score pilot underwriting risk from experience, aircraft complexity, and incidents.
When to use Pilot Underwriting Score
Use this tool to score pilot underwriting risk from experience, aircraft complexity, and incidents.
Prepare the supplied policy terms, dates, assumptions or recorded indicators requested. Keep monetary amounts on one currency basis and select the applicable thresholds separately.
How to use Pilot Underwriting Score and understand its results
- Prepare the supplied policy terms, dates, assumptions or recorded indicators requested. Keep monetary amounts on one currency basis and select the applicable thresholds separately.
- Enter totalFlightHours, recentFlightHours, aircraftComplexityScore, incidentCount, acceptableRiskScore using the field table and calculation rules, then run the tool.
- Read experienceCredit, underwritingRiskScore, withinRiskLimit. The explanation below defines the units, signs, ordering and any flags or placeholder values.
- If the tool reports an input issue, correct the values and run it again. Apply the stated assumptions when interpreting a successfully returned result.
| Input field | Meaning | Value type; see rules below | Requirement |
|---|---|---|---|
| totalFlightHours | Total flight hours (h) | number; minimum: 0 | Required |
| recentFlightHours | Recent flight hours (h) | number; minimum: 0 | Required |
| aircraftComplexityScore | Aircraft complexity score | number; minimum: 0 | Required |
| incidentCount | Pilot incident count | integer; minimum: 0 | Required |
| acceptableRiskScore | Maximum acceptable score | number; minimum: 0 | Required |
Enter nonnegative hours/complexity/ceiling and integer incidents. Return experience credit, risk score and inclusive score≤ceiling flag. Recent hours need not be below total hours.
experience=min(50,totalHours/100)+min(20,recentHours/10); risk=max(0,complexity+25incidents−experience) Units, indexing, boundary conditions and exceptional cases are defined in the calculation rules above.
| Output field | Meaning | Value type |
|---|---|---|
| experienceCredit | Experience credit | number; minimum: 0 |
| underwritingRiskScore | Underwriting risk score | number; minimum: 0 |
| withinRiskLimit | Within supplied risk limit | boolean |
{
"input": {
"totalFlightHours": 1000,
"recentFlightHours": 100,
"aircraftComplexityScore": 60,
"incidentCount": 1,
"acceptableRiskScore": 60
},
"output": {
"experienceCredit": 20,
"underwritingRiskScore": 65,
"withinRiskLimit": false
}
}Limitations and assumptions
No license, logs, incident facts, underwriting standard or actuarial risk is verified.
Numeric inputs must be finite. Follow the calculation-specific rules for overflow, underflow and exceptional cases. Missing required fields, extra fields, wrong value types and violations of the calculation rules are input errors. A successfully returned false flag is an evaluated outcome; its meaning is explained above.
Alternative or Complementary methods
Use Classic-Car Eligibility: Check classic-car mileage and agreed value against supplied eligibility limits. For a complementary task, use Build–Pressure Class: Classify build and blood-pressure underwriting indicators against supplied thresholds.
References
-
Pilot Underwriting Score — tool.io
Similar or alternative tools
- Classic-Car Eligibility
Check classic-car mileage and agreed value against supplied eligibility limits.
- Build–Pressure Class
Classify build and blood-pressure underwriting indicators against supplied thresholds.