Build–Pressure Class

Classify build and blood-pressure underwriting indicators against supplied thresholds.

Description

A build-and-pressure underwriting screen compares calculated BMI and supplied systolic pressure with caller thresholds.

A build-and-pressure underwriting screen compares calculated BMI and supplied systolic pressure with caller thresholds. Strict excess produces review labels.1

Classify build and blood-pressure underwriting indicators against supplied thresholds.

When to use Build–Pressure Class

Use this tool to classify build and blood-pressure underwriting indicators against supplied thresholds.

Prepare the supplied policy terms, dates, assumptions or recorded indicators requested. Keep monetary amounts on one currency basis and select the applicable thresholds separately.

How to use Build–Pressure Class and understand its results

  1. Prepare the supplied policy terms, dates, assumptions or recorded indicators requested. Keep monetary amounts on one currency basis and select the applicable thresholds separately.
  2. Enter weightKilograms, heightMeters, systolicPressure, bmiThreshold, pressureThreshold using the field table and calculation rules, then run the tool.
  3. Read bodyMassIndex, bmiMargin, pressureMargin, riskClass. The explanation below defines the units, signs, ordering and any flags or placeholder values.
  4. If the tool reports an input issue, correct the values and run it again. Apply the stated assumptions when interpreting a successfully returned result.
Input fieldMeaningValue type; see rules belowRequirement
weightKilogramsWeight (kg)number; minimum: 0Required
heightMetersHeight (m)number; minimum: 0Required
systolicPressureSystolic blood pressure (mmHg)number; minimum: 0Required
bmiThresholdBMI thresholdnumber; minimum: 0Required
pressureThresholdSystolic threshold (mmHg)number; minimum: 0Required

Enter nonnegative weight/pressure/thresholds and positive height meters. Return BMI, threshold-minus-value margins and combined-review, build-review, pressure-review or standard label. Equality does not trigger review.

BMI=weight/height²; highBMI=BMI>threshold; highPressure=pressure>threshold

Units, indexing, boundary conditions and exceptional cases are defined in the calculation rules above.

Output fieldMeaningValue type
bodyMassIndexBody mass indexnumber; minimum: 0
bmiMarginBMI threshold marginnumber
pressureMarginPressure threshold margin (mmHg)number
riskClassBuild-pressure classstring; one of "standard", "build-review", "pressure-review", "combined-review"
json
{
  "input": {
    "weightKilograms": 81,
    "heightMeters": 1.8,
    "systolicPressure": 130,
    "bmiThreshold": 30,
    "pressureThreshold": 140
  },
  "output": {
    "bodyMassIndex": 25,
    "bmiMargin": 5,
    "pressureMargin": 10,
    "riskClass": "standard"
  }
}

Limitations and assumptions

No blood-pressure measurement, medical diagnosis, insurer rule or mortality risk is estimated.

Numeric inputs must be finite. Follow the calculation-specific rules for overflow, underflow and exceptional cases. Missing required fields, extra fields, wrong value types and violations of the calculation rules are input errors.

Alternative or Complementary methods

Use Pilot Underwriting Score: Score pilot underwriting risk from experience, aircraft complexity, and incidents. For a complementary task, use Classic-Car Eligibility: Check classic-car mileage and agreed value against supplied eligibility limits.

References

  1. Build–Pressure Class — tool.io

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