Use this real-estate calculation for a transparent preliminary valuation, financing, income, expense, area, tax, return, or market scenario with explicit dates and assumptions.

Gross rent

Gross scheduled rental income per year in US dollars.

Other income

Other annual income such as parking or laundry in US dollars.

Vacancy

Vacancy and credit loss allowance in percent of gross scheduled income.

Operating expenses

Total annual operating expenses in US dollars.

Compute rental property net operating income from gross scheduled income, vacancy loss, other income and operating expenses (excluding debt service). The tool evaluates the supplied inputs together and returns the named outputs below; it does not infer omitted operating conditions or change the units shown.^[1]

Vacancy loss

Vacancy and credit loss per year in US dollars.

EGI

Effective gross income per year in US dollars.

NOI

Net operating income per year in US dollars.

• Real properties differ in location, condition, leases, zoning, title, taxes, financing, vacancy, capital needs, environmental risk, and market liquidity. Forecasts and ratios are not appraisals, loan offers, tax opinions, or investment advice.
• Use finite inputs in the displayed units and preserve more precision than the final presentation requires. Independently verify safety-critical, financial, compliance, or production decisions.

Reconcile assumptions to leases, operating statements, surveys, tax records, lender terms, comparable evidence, and physical inspection; test downside scenarios and obtain qualified local advice.

• Breakeven Ratio

  Break-even ratio for a property: operating expenses plus debt service divided by effective gross income.

• Net Rental Income

  Rental cash income after operating expenses, vacancy loss and collection loss; excludes financing.

• Effective Gross Income

  Effective gross income: potential rental income plus other income, less vacancy and credit loss.