Maximum Allowable Offer Calculator

Contract-specific maximum offer ledger actualARV×externally applicable fraction minus repair/reserves, exactBigInthalfawaycurrencyminorunits, signed negative offer retained. No universal70percent rule, valuation or lending approval.

Description

A maximum-offer ledger applies a deal-specific fraction to an assessed resale value and deducts costs.

A maximum-offer ledger applies a deal-specific fraction to an assessed resale value and deducts costs.1

The arithmetic requires independently established valuation, repair and reserve inputs. The calculation and input requirements are explained below.

When to use Maximum Allowable Offer Calculator

Enter nonnegative safe integer ARV, repair cost and reserve in minor units, plus integer offer basis points from 0 to 10000.

How to use Maximum Allowable Offer Calculator and how it works

  1. Prepare the measurements or independently established model inputs described below, with matching units and observation scope.
  2. Enter the required fields and run Maximum Allowable Offer Calculator.
  3. Read the result fields using the formula, output units, signs and ordering explained below.
  4. Correct any rejected inputs and rerun; interpret the result within the stated model and its assumptions.
Input fieldMeaningValue typeRequirement
callerIndependentlyAssessedArvMinorUnitsCaller Independently Assessed Arv Minor Units. Use the units and matching context stated in the calculation below.numberRequired; nonnegative; finite; other constraints below
callerDealApplicableOfferBasisPointsCaller Deal Applicable Offer Basis Points. Use the units and matching context stated in the calculation below.numberRequired; integer 0–1000000; integer 0–10000; finite; other constraints below
actualRepairCostMinorUnitsActual Repair Cost Minor Units. Use the units and matching context stated in the calculation below.numberRequired; nonnegative; finite; other constraints below
actualOtherCostReserveMinorUnitsActual Other Cost Reserve Minor Units. Use the units and matching context stated in the calculation below.numberRequired; nonnegative; finite; other constraints below

Enter nonnegative safe integer ARV, repair cost and reserve in minor units, plus integer offer basis points from 0 to 10000. Multiply ARV by that fraction with exact half-away rounding and subtract repairs and reserve. A negative maximum-offer result is retained. No default 70% rule is applied.

maximumOfferMinor=roundHalfAway(ARVMinor*bps/10000)-repairMinor-reserveMinor

Apply the input ordering, units and branch conditions stated above.

Output fieldMeaningValue type
resultObject containing the calculated or selected fields below.object
result.valueNumeric result under the formula and output units explained above.number
json
{
  "input": {
    "callerIndependentlyAssessedArvMinorUnits": 100,
    "callerDealApplicableOfferBasisPoints": 8000,
    "actualRepairCostMinorUnits": 10,
    "actualOtherCostReserveMinorUnits": 10
  },
  "output": {
    "result": {
      "value": 60
    }
  }
}

Limitations and assumptions

The calculation uses the supplied observations and model inputs. It does not collect measurements, select a reference population or coefficient, or establish that the model applies to the actual case. The stated branch conditions and output units remain part of the result.

All fields require explicit values. Unexpected fields, wrong types, nonfinite numbers and sparse arrays are rejected. Alignment, bounds and supported-token rules are explained above; extremely large inputs or nonfinite results can also fail. Input errors differ from successful false comparisons, unavailable-domain flags and empty match lists.

Alternative or Complementary methods

Use Other Income Calculator for a complementary operation: Other income combines ancillary revenue sources under one accounting boundary.

Use Comparative Market Analysis Calculator for a complementary operation: A comparative-market-analysis ledger adjusts comparable prices before weighting them.

References

  1. Maximum Allowable Offer Calculator — tool.io

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