Use this real-estate calculation for a transparent preliminary valuation, financing, income, expense, area, tax, return, or market scenario with explicit dates and assumptions.

Annual Noi (currency)

Required number input.

Loan Amount (currency)

Required number input.

Property debt yield: annual net operating income divided by loan principal. The tool evaluates the supplied inputs together and returns the named outputs below; it does not infer omitted operating conditions or change the units shown.^[1]

Debt Yield Percent (percent)

The resulting debt yield percent returned as a number.

• Real properties differ in location, condition, leases, zoning, title, taxes, financing, vacancy, capital needs, environmental risk, and market liquidity. Forecasts and ratios are not appraisals, loan offers, tax opinions, or investment advice.
• Use finite inputs in the displayed units and preserve more precision than the final presentation requires. Independently verify safety-critical, financial, compliance, or production decisions.

Reconcile assumptions to leases, operating statements, surveys, tax records, lender terms, comparable evidence, and physical inspection; test downside scenarios and obtain qualified local advice.

• Breakeven Ratio

  Break-even ratio for a property: operating expenses plus debt service divided by effective gross income.

• Cap Rate Calculator

  Compute the real-estate capitalization rate from annual net operating income and property value.

• Debt Service Coverage Ratio Calculator

  Compute the debt service coverage ratio from annual net operating income and annual debt service.