Condition Change Delta Score Between Reports Calculator

Compare matched caller condition rubric components with explicit score direction, retaining offsetting improvements/deterioration; no objective damage scale or automatic diagnosis.

Description

Condition rubrics may score deterioration upward or downward.

Condition rubrics may score deterioration upward or downward. A direction flag prevents interpreting a numerical change backward.

Compare matched caller condition rubric components with explicit score direction, retaining offsetting improvements/deterioration; no objective damage scale or automatic diagnosis.

When to use Condition Change Delta Score Between Reports Calculator

Use this tool to compare matched caller condition rubric components with explicit score direction, retaining offsetting improvements/deterioration; no objective damage scale or automatic diagnosis.

Prepare the collection, exposure, scheduling or financial records required for this calculation. Keep row order and the declared units consistent.

How to use Condition Change Delta Score Between Reports Calculator and understand its results

  1. Prepare the collection, exposure, scheduling or financial records required for this calculation. Keep row order and the declared units consistent.
  2. Enter previousAlignedConditionScores, currentAlignedConditionScores, callerHigherScoresMeanWorse, callerMaterialChangeThreshold using the field table and calculation rules, then run the tool.
  3. Read signedConditionChanges, worseningCriterionFlags, improvingCriterionFlags. The explanation below defines the units, signs, ordering and any flags or placeholder values.
  4. If the tool reports an input issue, correct the values and run it again. Apply the stated assumptions when interpreting a successfully returned result.
Input fieldMeaningValue type; see rules belowRequirement
previousAlignedConditionScoresPrevious aligned condition scoreslist of numberRequired
currentAlignedConditionScoresCurrent aligned condition scoreslist of numberRequired
callerHigherScoresMeanWorseCaller higher scores mean worsebooleanRequired
callerMaterialChangeThresholdCaller material change thresholdnumberRequired

Align score series and use a nonnegative material-change threshold. Apply the supplied higher-is-worse direction and return signed changes and separate strict worsening/improvement flags. Equality remains unflagged.1

Paired lists must be nonempty and have equal lengths.

change = current − previous; worsening when directed change > threshold

Units, indexing, boundary conditions and exceptional cases are defined in the calculation rules above.

Output fieldMeaningValue type
signedConditionChangesSigned condition changeslist of number
worseningCriterionFlagsWorsening criterion flagslist of number
improvingCriterionFlagsImproving criterion flagslist of number
json
{
  "input": {
    "previousAlignedConditionScores": [
      1,
      3,
      2
    ],
    "currentAlignedConditionScores": [
      2,
      3,
      1
    ],
    "callerHigherScoresMeanWorse": true,
    "callerMaterialChangeThreshold": 0
  },
  "output": {
    "signedConditionChanges": [
      1,
      0,
      -1
    ],
    "worseningCriterionFlags": [
      1,
      0,
      0
    ],
    "improvingCriterionFlags": [
      0,
      0,
      1
    ]
  }
}

Limitations and assumptions

No objective damage scale or automatic diagnosis is established.

Numbers and computed results must be finite; overflow produces an error. Numeric lists are limited to 100,000 entries; the rules above may require smaller limits. Missing required fields, extra fields, wrong value types and violations of the calculation rules are input errors.

Alternative or Complementary methods

Use Damage Priority Queue Rank Scorer (significance x risk): Rank caller damage significance×risk assessments with explicit stable ties, retaining products; score is triage policy, not calibrated expected harm or treatment priority authority. For a complementary task, use Pre-Loan Condition Check Completion Percent Calculator: Audit applicable pre-loan condition checks with explicit exclusions/weights and unresolved indices; no assertion that a completed checklist makes a loan safe.

References

  1. Condition Change Delta Score Between Reports Calculator — tool.io

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