Skip to content

Main content

Export Credit Insurance Deductible Share Tool

Caller-defined deductible-then-coinsurance reimbursement with a payout cap; no insurance coverage interpretation is made.

Loading tool…

Description

Subtract deductible from eligibleLoss with a zero floor, multiply by insuredFraction, and cap at policyLimit.

Trade-finance arithmetic combines supplied fees, exchange factors, timing windows, and reporting bases. A local consistency result does not establish document compliance, contract rights, or bank acceptance.

Subtract deductible from eligibleLoss with a zero floor, multiply by insuredFraction, and cap at policyLimit.

When to use this tool

Use Export Credit Insurance Deductible Share when you need one transparent cross-border cost or timing component.

How to use the tool and how it works

  1. Enter eligibleLoss, deductible, insuredFraction, policyLimit. Use the units and conventions below.
  2. Run the tool. Correct any format, range, or cross-field input error before interpreting the output.
  3. Read afterDeductible, reimbursement, retainedLoss. Use the output convention below.

Subtract deductible from eligibleLoss with a zero floor, multiply by insuredFraction, and cap at policyLimit. Subtract reimbursement from eligibleLoss for retainedLoss.1

Input fieldMeaning and unitsAccepted input
eligibleLossEligible LossRequired. Finite number; minimum 0.
deductibleDeductibleRequired. Finite number; minimum 0.
insuredFractionInsured FractionRequired. Finite number; minimum 0; maximum 1.
policyLimitPolicy LimitRequired. Finite number; minimum 0.
Output fieldInterpretationReturned shape
afterDeductibleAfter DeductibleRequired. Finite number.
reimbursementReimbursementRequired. Finite number.
retainedLossRetained LossRequired. Finite number.
json
{
  "input": {
    "eligibleLoss": 10000,
    "deductible": 1000,
    "insuredFraction": 0.9,
    "policyLimit": 20000
  },
  "output": {
    "afterDeductible": 9000,
    "reimbursement": 8100,
    "retainedLoss": 1900
  }
}

Limitations and assumptions

  • This applies one supplied deductible-then-share-then-cap convention; coverage eligibility, exclusions, and payable claims are not adjudicated.
  • Inputs must satisfy both the field types and the cross-field conditions above. Invalid input causes an error; a successful false flag or documented placeholder is a different result.
  • Numeric calculations use binary floating point unless exact decimal-integer arithmetic is explicitly stated. No hidden measurement tolerance or decimal rounding is added; nonfinite or out-of-contract results are rejected. Numeric signed-zero results are exported as zero.

Alternative or Complementary methods

Review the complete transaction, contract, bank terms, and applicable accounting policies before acting on a partial calculation.

References

  1. Calculation and input contract: international-business/export-credit-insurance-deductible-share — tool.io

Similar or alternative tools