Certificate Additional Insured Status Lookup
Keep actual certificate versus independently available endorsement evidence distinct for caller additional-insured requirement; no certificate grants policy rights or legal coverage conclusion.
Description
Certificate evidence and endorsement evidence serve different roles.
Certificate evidence and endorsement evidence serve different roles. A supplied requirement can remain unresolved when endorsement text is unavailable.1
The returned values include Certificate only does not establish endorsement, Caller required endorsement status. The How section below explains the calculation, input rules and interpretation.
When to use Certificate Additional Insured Status Lookup
Use Certificate Additional Insured Status Lookup when you need to evaluate the supplied records under the calculation and evidence rules below. No policy rights, endorsement interpretation or legal coverage conclusion is established.
Prepare the observed policy, claim or quote evidence and independently verified policy tables. Monetary fields use integer minor units in one currency: for a currency with 100 minor units per major unit, enter 12345 for 123.45. One basis point is 0.01 percentage points, so 10000 basis points represents 100%.
How to use Certificate Additional Insured Status Lookup and understand its results
- Prepare the observed policy, claim or quote evidence and independently verified policy tables. Monetary fields use integer minor units in one currency: for a currency with 100 minor units per major unit, enter 12345 for 123.45. One basis point is 0.01 percentage points, so 10000 basis points represents 100%.
- Enter observedCertificateNamesEntity, observedEndorsementNamesEntity, endorsementTextEvidenceAvailable, callerAdditionalInsuredRequired using the field table and calculation rules, then run the tool.
- Read certificateOnlyDoesNotEstablishEndorsement, callerRequiredEndorsementStatus. The explanation below defines the units, signs, ordering and any flags or placeholder values.
- If the tool reports an input issue, correct the values and run it again. Apply the stated assumptions when interpreting a successfully returned result.
| Input field | Meaning | Value type; see rules below | Requirement |
|---|---|---|---|
| observedCertificateNamesEntity | Observed certificate names entity | boolean | Required |
| observedEndorsementNamesEntity | Observed endorsement names entity | boolean | Required |
| endorsementTextEvidenceAvailable | Endorsement text evidence available | boolean | Required |
| callerAdditionalInsuredRequired | Caller additional insured required | boolean | Required |
Enter booleans for certificate naming, endorsement naming, available endorsement text and additional-insured requirement. Return status and a flag true when the certificate names the entity but available naming endorsement evidence is absent.
status=notRequired?not-required:noText?unknown:named?evidenced:not-evidenced Units, indexing, boundary conditions and exceptional cases are defined in the calculation rules above.
| Output field | Meaning | Value type |
|---|---|---|
| certificateOnlyDoesNotEstablishEndorsement | Certificate only does not establish endorsement | boolean |
| callerRequiredEndorsementStatus | Caller required endorsement status | string |
{
"input": {
"observedCertificateNamesEntity": true,
"observedEndorsementNamesEntity": false,
"endorsementTextEvidenceAvailable": false,
"callerAdditionalInsuredRequired": true
},
"output": {
"certificateOnlyDoesNotEstablishEndorsement": true,
"callerRequiredEndorsementStatus": "unknown"
}
}Limitations and assumptions
No policy rights, endorsement interpretation or legal coverage conclusion is established.
Numeric inputs, where present, must be finite. Follow the calculation-specific rules for overflow, underflow and exceptional cases. Missing required fields, extra fields, wrong value types and violations of the calculation rules are input errors. A successfully returned false flag is an evaluated outcome; its meaning is explained above.
Alternative or Complementary methods
Use Insurable Interest Relationship Checker: An insurable-interest evidence map associates a relationship class with required proof. A document-presence check cannot establish the underlying legal interest. For a complementary task, use FNOL First Notice Required Fields Lookup: First-notice completeness distinguishes field presence from verified content. Having every required field does not establish its truth.
References
Similar or alternative tools
- Insurable Interest Relationship Checker
An insurable-interest evidence map associates a relationship class with required proof. A document-presence check cannot establish the underlying legal interest.
- FNOL First Notice Required Fields Lookup
First-notice completeness distinguishes field presence from verified content. Having every required field does not establish its truth.