Money Mule Red-Flag Screen
Summarize caller-observed indicators for money mule red-flag screen without treating the result as conclusive.
Description
Requests to move funds, retain commissions or conceal transfers can warrant money-mule risk review.
Requests to move funds, retain commissions or conceal transfers can warrant money-mule risk review. Indicators do not establish wrongdoing.1
Summarize caller-observed indicators for money mule red-flag screen without treating the result as conclusive.
When to use Money Mule Red-Flag Screen
Use this tool to summarize caller-observed indicators for money mule red-flag screen without treating the result as conclusive.
Prepare the supplied account terms, common-currency amounts or recorded indicators requested. Determine applicable thresholds separately.
How to use Money Mule Red-Flag Screen and understand its results
- Prepare the supplied account terms, common-currency amounts or recorded indicators requested. Determine applicable thresholds separately.
- Enter forwardFunds, keepCommission, usePersonalAccount, urgentSecrecy using the field table and calculation rules, then run the tool.
- Read indicatorCount, indicators, riskLevel. The explanation below defines the units, signs, ordering and any flags or placeholder values.
- If the tool reports an input issue, correct the values and run it again. Apply the stated assumptions when interpreting a successfully returned result.
| Input field | Meaning | Value type; see rules below | Requirement |
|---|---|---|---|
| forwardFunds | Asked to forward received funds | boolean | Required |
| keepCommission | Offered commission for transfers | boolean | Required |
| usePersonalAccount | Asked to use a personal account | boolean | Required |
| urgentSecrecy | Urgency or secrecy requested | boolean | Required |
Enter four booleans; return count and true indicator IDs in declared order with the fixed risk band.
count true flags; 0→none, 1→caution, ≥2→high Units, indexing, boundary conditions and exceptional cases are defined in the calculation rules above.
| Output field | Meaning | Value type |
|---|---|---|
| indicatorCount | Indicator count | integer; minimum: 0 |
| indicators | Triggered indicators | list of string |
| riskLevel | Risk level | string; one of "none", "caution", "high" |
{
"input": {
"forwardFunds": true,
"keepCommission": true,
"usePersonalAccount": false,
"urgentSecrecy": false
},
"output": {
"indicatorCount": 2,
"indicators": [
"forwardFunds",
"keepCommission"
],
"riskLevel": "high"
}
}Limitations and assumptions
No account activity, intent or legal determination is investigated.
Numeric inputs, where present, must be finite. Follow the calculation-specific rules for overflow, underflow and exceptional cases. Missing required fields, extra fields, wrong value types and violations of the calculation rules are input errors.
Alternative or Complementary methods
Use Prohibited-Transaction Screen: Screen plan transactions for party-in-interest and exemption indicators. For a complementary task, use Fraud Severity: Classify potential fraud severity from supplied conduct indicators.
References
-
Money Mule Red-Flag Screen — tool.io
Similar or alternative tools
- Prohibited-Transaction Screen
Screen plan transactions for party-in-interest and exemption indicators.
- Fraud Severity
Classify potential fraud severity from supplied conduct indicators.