Deposit Mix Core vs Hot Percent Calculator
Audit actual deposit mix under explicit core/hot/unknown annotations without assuming unknown balances are stable; caller concentration/stability labels are not liquidity stress calibration or a bank safety rating.
Description
Deposit mix separates caller-classified core, hot and unknown balances.
Deposit mix separates caller-classified core, hot and unknown balances. Unknown deposits must not silently become stable funding.1
The returned values include Core deposit amount minor, Hot deposit amount minor, Unknown deposit amount minor, Core hot unknown share percents. The How section below explains the calculation, input rules and interpretation.
When to use Deposit Mix Core vs Hot Percent Calculator
Use Deposit Mix Core vs Hot Percent Calculator when you need to evaluate the supplied records under the calculation and evidence rules below. No stability classification, liquidity-stress calibration or bank safety rating is supplied.
Prepare observed financial records and verified caller terms. Use one currency for integer minor-unit money and preserve leading zeros in identifier text. One basis point is 0.01 percentage points. Resolve dates, local clocks, counting rules and evidence flags as specified.
How to use Deposit Mix Core vs Hot Percent Calculator and understand its results
- Prepare observed financial records and verified caller terms. Use one currency for integer minor-unit money and preserve leading zeros in identifier text. One basis point is 0.01 percentage points. Resolve dates, local clocks, counting rules and evidence flags as specified.
- Enter depositAmountsMinor, callerCoreZeroHotOneUnknownTwoCodes using the field table and calculation rules, then run the tool.
- Read coreDepositAmountMinor, hotDepositAmountMinor, unknownDepositAmountMinor, coreHotUnknownSharePercents. The explanation below defines the units, signs, ordering and any flags or placeholder values.
- If the tool reports an input issue, correct the values and run it again. Apply the stated assumptions when interpreting a successfully returned result.
| Input field | Meaning | Value type; see rules below | Requirement |
|---|---|---|---|
| depositAmountsMinor | Deposit amounts minor | list of number | Required |
| callerCoreZeroHotOneUnknownTwoCodes | Caller core zero hot one unknown two codes | list of number | Required |
Enter aligned nonempty nonnegative safe-integer deposits and integer codes 0 core, 1 hot, 2 unknown. Require positive checked total. Return each category amount and three percentages ordered core, hot, unknown.
amount_k=sum(deposits with code k); share_k=100×amount_k/total Units, indexing, boundary conditions and exceptional cases are defined in the calculation rules above.
| Output field | Meaning | Value type |
|---|---|---|
| coreDepositAmountMinor | Core deposit amount minor | number |
| hotDepositAmountMinor | Hot deposit amount minor | number |
| unknownDepositAmountMinor | Unknown deposit amount minor | number |
| coreHotUnknownSharePercents | Core hot unknown share percents | list of number |
{
"input": {
"depositAmountsMinor": [
100,
200,
300
],
"callerCoreZeroHotOneUnknownTwoCodes": [
0,
1,
2
]
},
"output": {
"coreDepositAmountMinor": 100,
"hotDepositAmountMinor": 200,
"unknownDepositAmountMinor": 300,
"coreHotUnknownSharePercents": [
16.666666666666668,
33.333333333333336,
50
]
}
}Limitations and assumptions
No stability classification, liquidity-stress calibration or bank safety rating is supplied.
Numeric inputs, where present, must be finite. Follow the calculation-specific rules for overflow, underflow and exceptional cases. Numeric lists are limited to 10,000 entries; string lists to 128 strings of at most 128 characters each. The rules above may impose smaller limits. Missing required fields, extra fields, wrong value types and violations of the calculation rules are input errors.
Alternative or Complementary methods
Use NPL Non Performing Ratio Calculator: NPL ratios need explicit known and unknown loan classifications. Unknown balances change the denominator without becoming performing balances. For a complementary task, use NSFR Net Stable Funding Ratio Calculator: NSFR compares available with required stable funding after classification weights. Supplied factors and category rounding shape this simplified scenario.
References
Similar or alternative tools
- NPL Non Performing Ratio Calculator
NPL ratios need explicit known and unknown loan classifications. Unknown balances change the denominator without becoming performing balances.
- NSFR Net Stable Funding Ratio Calculator
NSFR compares available with required stable funding after classification weights. Supplied factors and category rounding shape this simplified scenario.