Lifestyle Cash-Flow Analysis
Reconcile documented sources and observed uses of funds without inferring misconduct.
Description
A lifestyle cash-flow reconciliation compares documented funding with observed uses.
A lifestyle cash-flow reconciliation compares documented funding with observed uses. Residuals can reflect incomplete records.1
Reconcile documented sources and observed uses of funds without inferring misconduct.
When to use Lifestyle Cash-Flow Analysis
Use this tool to reconcile documented sources and observed uses of funds without inferring misconduct.
Prepare the documented facts, aligned totals or expected/observed evidence labels requested. Choose applicable requirements and thresholds separately before interpreting a planning screen.
How to use Lifestyle Cash-Flow Analysis and understand its results
- Prepare the documented facts, aligned totals or expected/observed evidence labels requested. Choose applicable requirements and thresholds separately before interpreting a planning screen.
- Enter documentedIncome, documentedFunding, observedSpending, assetIncrease using the field table and calculation rules, then run the tool.
- Read availableFunds, usesOfFunds, unexplainedDifference. The explanation below defines the units, signs, ordering and any flags or placeholder values.
- If the tool reports an input issue, correct the values and run it again. Apply the stated assumptions when interpreting a successfully returned result.
| Input field | Meaning | Value type; see rules below | Requirement |
|---|---|---|---|
| documentedIncome | Documented income (currency) | number | Required |
| documentedFunding | Other documented funding (currency) | number | Required |
| observedSpending | Observed spending (currency) | number; minimum: 0 | Required |
| assetIncrease | Asset increase (currency) | number | Required |
Enter finite signed income/funding/asset change and nonnegative spending; return sums/residual.
available=income+funding; uses=spending+assetIncrease; residual=uses−available Units, indexing, boundary conditions and exceptional cases are defined in the calculation rules above.
| Output field | Meaning | Value type |
|---|---|---|
| availableFunds | Available funds (currency) | number |
| usesOfFunds | Uses of funds (currency) | number |
| unexplainedDifference | Unexplained difference (currency) | number |
{
"input": {
"documentedIncome": 100000,
"documentedFunding": 10000,
"observedSpending": 90000,
"assetIncrease": 30000
},
"output": {
"availableFunds": 110000,
"usesOfFunds": 120000,
"unexplainedDifference": 10000
}
}Limitations and assumptions
No source verification, taxable-income conclusion or misconduct inference is supplied.
Numeric inputs, where present, must be finite. Follow the calculation-specific rules for overflow, underflow and exceptional cases. Missing required fields, extra fields, wrong value types and violations of the calculation rules are input errors.
Alternative or Complementary methods
Use Net-Worth Method: Apply a net-worth method reconciliation to supplied changes and sources. For a complementary task, use Hidden-Asset Search Coverage: Audit hidden-asset search source coverage.
References
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Lifestyle Cash-Flow Analysis — tool.io
Similar or alternative tools
- Net-Worth Method
Apply a net-worth method reconciliation to supplied changes and sources.
- Hidden-Asset Search Coverage
Audit hidden-asset search source coverage.