Use this real-estate calculation for a transparent preliminary valuation, financing, income, expense, area, tax, return, or market scenario with explicit dates and assumptions.

Receivables (currency)

Required number input.

Expected Loss Percent (percent)

Required number input.

Allowance estimate from outstanding receivables and a user-selected expected uncollectible percentage. The tool evaluates the supplied inputs together and returns the named outputs below; it does not infer omitted operating conditions or change the units shown.^[1]

Allowance (currency)

The resulting allowance returned as a number.

• Real properties differ in location, condition, leases, zoning, title, taxes, financing, vacancy, capital needs, environmental risk, and market liquidity. Forecasts and ratios are not appraisals, loan offers, tax opinions, or investment advice.
• Use finite inputs in the displayed units and preserve more precision than the final presentation requires. Independently verify safety-critical, financial, compliance, or production decisions.

Reconcile assumptions to leases, operating statements, surveys, tax records, lender terms, comparable evidence, and physical inspection; test downside scenarios and obtain qualified local advice.

• Maintenance Reserve

  Annual maintenance reserve from annual gross rent and a user-selected reserve percentage.

• Collection Loss

  Expected uncollected rent from billed rent and a supplied loss percentage.

• Dti

  Debt-to-income percentage: total monthly debt payments divided by gross monthly income.